Sometimes you are badly in need of cash to meet your financial obligations that you would even be willing to plead to your stingy boss for money. That, of course, would not be of much help. But there is a way you can get the money you want quickly and easily. Known as paydaymoney, or payday loan, this is a loan that lenders make available to your with your next paycheck as your guarantee of payment. For thousands of people strapped for cash, payday loan is the loan of choice because it is fast, easy and hassle-free. And as it is done completely online, you won’t have to meet your lender face to face. But the best part is that they won’t even check your credit score and employment history.
How to apply:
- You can apply for paydaymoney if you are a US citizen, 18 years or above, have a job or a source of income, and have a bank account. The application process is very simple. Just log onto www.paydaymoney.com, click the ‘Apply Now’ button and fill out the form. It won’t take you more than five minutes.
Fast cash in your hand:
- If you fulfill the above criteria, your application will be approved the same day and the money will be in your bank account the same day or the day after that at the latest. The money is electronically transferred to your bank account, and not by check, so that you can immediately withdraw it.
Automatic repayment plan:
- When the day comes to pay back the loan, it will be automatically debited from your account along with the interest and fees on your payday. In case you will be unable to pay the loan, you can contact the lender in advance to extend the due date. Some lenders even have installment plan which you can use to break your payment in several months.
Credit Score Not Required:
- The reason that payday loans are so popular is that credit score is not required. The lenders are not interested in knowing whether you have a good credit score or a bad one. Not only that, they won’t even care whether you have misfortunes like repossession, foreclosure or bankruptcy going against you. All they want to be sure is that you have a job or an income that pays sufficiently to pay the loan in the following month or months.
Absolutely no hidden fees:
- Payday.com doe not charge you any fees and there are no hidden fees, either. This online company is not a lender itself, but a bridge between you and the lender. However, you will be required to pay the lender’s interest rates and processing fees, which can be higher than for other types of loans because the risk to the lender is substantially higher. Considering the ease with which you can get the loan, you will find the lender’s rates and fees reasonable.
Your privacy is completely protected:
- Since the lenders do not require credit score, employment verification and personal references, your privacy is completely protected. No one except you is involved in the process
Far better than a bank loan:
- PaydayMoney is much better than a bank loan because it is quick, easy and puts the cash in your hand within 24 hours. You won’t need to produce and verify documents like credit score, employment history and reference. You won’t have to put up any collateral. Since the lenders believe that what you do with the money is your own business, you can use it for anything you want. This makes payday loan the most attractive option for small-short term loans.